Put Your Money Where Your Dreams Are

The idea and title, for that matter, of my blog post today was inspired by my best friend Ms. L’s video blog post regarding her thoughts on the State of the Union Address made by President Obama last night.  One point she made in her post was about us, in our everyday lives, being willing to invest in ourselves and essentially “put your money where your dreams are”.

She got me to thinking of how we can find a happy medium in between investing everything we can into that dream we are striving towards and being able to somehow still reward ourselves for the accomplishments that we do achieve along the way in our journey.  I thought of a couple of things that we can maybe think of doing that might not seem so impossible to actually do.

1.)    Bank on Your Dreams—Give your dream its own bank account.  If you already have a separate business account, this would be also considered your dream account (unless your own business is not in fact your dream- then you still need a different account to build on your dream).  This is an account that is only for things pertaining to making your dream a reality.  This IS NOT an emergency fund for when things start getting tough.  If you are striving to be a successful writer and make your entire income by writing then when you need to go to a conference to network, that would be when you tap into this account.  It is not for seeing a movie that you want to call research for your next great project.  That is not an emergency.

2.)    Be Your Own Bill Collector—Treat your dream, and the expenses for accomplishing your dream, as if it is a bill and you are its bill collector.  Whether it be once every two weeks, or once a month (however your income flows) take a percentage or a set amount each time you get paid and put into your dream.  This is where the dream account comes in handy.  If we treat our dreams as if it is just like all of our bills other bills that come every month, the one’s we stress ourselves over, then perhaps we will actually manage to put some money into it.

3.)    Give Up Unnecessary Wants—Be prepared to give up what you don’t need to have.  You know what I mean.  That night that you ate out when you had food in the house you could have fixed.  That extra pair of shoes that you didn’t really need to buy.  That bottle of wine that you didn’t actually need to get.  Those cigarettes that you bought when you know you need to quit anyway.  Those are things that you want, possibly things you think you need, but that you don’t.  This is money being taken away from that dream you keep hoping to see progress in.

4.)    Reward Yourself Feasibly—Okay just because I said that you have to be willing to give up those unnecessary wants doesn’t mean that I am saying to not ever reward yourself for the things you do accomplish along the way.  If you don’t reward yourself in some way you will most likely start to feel like you’re not getting anything out of this because it is (unless you are lucky enough to make it big overnight) going to take some time to see the complete end result that you are looking for.  However, let’s keep our end results in mind when we reward ourselves.  For instance, I can see buying those sneakers that you really need because your current pair are almost in the category of falling apart, but do you really think the extra pair of $300 shoes is necessary.  That handbag that you want to buy for $100 is not really a need when you have a dozen perfectly good handbags at home (and that one is hard for me because purses are my weakness).  One cup of Starbucks a week is a nice reward but do you actually need to go every day when you have a perfectly good coffee maker at home.  Reward in moderation.

So do you see any of these on the list that you can at least start with this week?  I think that I can see one specifically that I need to do for myself that I can’t even believe I haven’t done yet.  Hopefully you will find some of these helpful and perhaps you can even think of a few that I didn’t include that you can share with me.  Let’s start taking our dreams off of the back burner where we tend to forget about them, and placing them on that front burner so they are always at the top of our agenda.  We have to take our dreams seriously, because if we don’t know no one else will.

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://write-2-be.com/

http://unpleasantlyplump.wordpress.com/

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NaNoWriMo Day # 27: When It’s All Said and Done, Don’t Forget the Reward

Three more days.  It will all be over in three more days, or will it?  Truthfully, NaNoWriMo is an event that only gets you started and steered in the right direction.

In case you haven’t realized it just yet, writing is a lot of work, and it’s work that extends far beyond the actual writing of the novel (or book if it’s non-fiction).  Writing, and being successful with your writing, involves not only a good quality of writing, but marketing and promotion (and I’ve learned you have to start this one early), the actual publishing of the book itself, and in today’s society social media networking.

These are the things that you now have to begin to think about as you are wrapping up your novel.  But there are a few things that I think you should do for yourself after finishing up National Novel Writing Month before having to jump into all of the heavy and very serious thoughts of the business side of being a writer.

1)      Celebrate your accomplishment.  Tell your friends and family that you have finally finished and perhaps even do a happy dance if you can.  You’ve accomplished something big and it is something to really shout for joy about.

2)      Treat yourself.  You’ve probably been depriving yourself of certain treats that you’ve wanted this month.  You may have been depriving yourself of going out to your favorite restaurant or just going out with your friends.  You’ve done what you set out to do and you should reward yourself accordingly.  You deserve it!

3)      Take a step back from your novel for a couple of days (or at least one if you really can’t stay away from your story any longer).  Notice I did not say take a step back from writing altogether, just your novel that you have had etched in your brain every day for the past 30 days.  Your mind needs a break and so do you.  Maybe you could even catch up on some reading that you haven’t had a chance to do in the last 30 days.  Just do something that doesn’t involve your novel for a couple of days.  You’ll be better for having done it.

4)      Take a day or two and just chill out and watch some T.V. (maybe those T.V. shows you DVR’d during your 30 day novel writing adventure) or watch some movies you have been dying to get to.  Contrary to popular belief it is okay to take a small break (and by small I only mean a few days) from writing as long as you don’t plan on making the break more permanent.

No matter what your form of reward is, please don’t forget that you do deserve to reward yourself after accomplishing something so big.

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://write-2-be.com/

http://unpleasantlyplump.wordpress.com/

http://www.facebook.com/people/Jimmetta-Carpenter/1069480310

http://www.passionatewriterpublishing.com/thediary.htm

www.lulu.com/ladybugpress

NaNoWriMo Day 15: I’m Halfway There!

I was supposed to have some kind of reward or treat planned for this moment.  The moment when I have made it past 25,000 words of my novel and am halfway to the finish line of NaNoWriMo.  Sadly, I did not get my chocolate reward that I had originally planned on (but I’ll get it tomorrow) but I suppose the reward in itself is actually hitting the word count button and seeing that number go over 25,000.  What’s funny is that I don’t feel like I’m halfway there, I feel like I still have a long ways to go.  I feel like there is still so much more of the story to tell before I make it to the end.  Truthfully I probably won’t be finished with the novel even when NaNoWriMo is over.  I think that Mackenzie is only just beginning in this novel and that there might in fact be a series in store for her.  I’m having so much fun telling her story and she is opening up a lot.  She is going to have a lot of things to deal with and it is going to be way too much for just one book.  I hope that all of you are at the halfway point too, or at least almost there.  I gotta go find me some chocolate now!  Until tomorrow…How do you plan on rewarding your halfway mark? 

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://writetobe.wordpress.com/

http://unpleasantlyplump.wordpress.com/

http://www.facebook.com/people/Jimmetta-Carpenter/1069480310

http://www.passionatewriterpublishing.com/thediary.htm

www.lulu.com/ladybugpress