Put Your Money Where Your Dreams Are

The idea and title, for that matter, of my blog post today was inspired by my best friend Ms. L’s video blog post regarding her thoughts on the State of the Union Address made by President Obama last night.  One point she made in her post was about us, in our everyday lives, being willing to invest in ourselves and essentially “put your money where your dreams are”.

She got me to thinking of how we can find a happy medium in between investing everything we can into that dream we are striving towards and being able to somehow still reward ourselves for the accomplishments that we do achieve along the way in our journey.  I thought of a couple of things that we can maybe think of doing that might not seem so impossible to actually do.

1.)    Bank on Your Dreams—Give your dream its own bank account.  If you already have a separate business account, this would be also considered your dream account (unless your own business is not in fact your dream- then you still need a different account to build on your dream).  This is an account that is only for things pertaining to making your dream a reality.  This IS NOT an emergency fund for when things start getting tough.  If you are striving to be a successful writer and make your entire income by writing then when you need to go to a conference to network, that would be when you tap into this account.  It is not for seeing a movie that you want to call research for your next great project.  That is not an emergency.

2.)    Be Your Own Bill Collector—Treat your dream, and the expenses for accomplishing your dream, as if it is a bill and you are its bill collector.  Whether it be once every two weeks, or once a month (however your income flows) take a percentage or a set amount each time you get paid and put into your dream.  This is where the dream account comes in handy.  If we treat our dreams as if it is just like all of our bills other bills that come every month, the one’s we stress ourselves over, then perhaps we will actually manage to put some money into it.

3.)    Give Up Unnecessary Wants—Be prepared to give up what you don’t need to have.  You know what I mean.  That night that you ate out when you had food in the house you could have fixed.  That extra pair of shoes that you didn’t really need to buy.  That bottle of wine that you didn’t actually need to get.  Those cigarettes that you bought when you know you need to quit anyway.  Those are things that you want, possibly things you think you need, but that you don’t.  This is money being taken away from that dream you keep hoping to see progress in.

4.)    Reward Yourself Feasibly—Okay just because I said that you have to be willing to give up those unnecessary wants doesn’t mean that I am saying to not ever reward yourself for the things you do accomplish along the way.  If you don’t reward yourself in some way you will most likely start to feel like you’re not getting anything out of this because it is (unless you are lucky enough to make it big overnight) going to take some time to see the complete end result that you are looking for.  However, let’s keep our end results in mind when we reward ourselves.  For instance, I can see buying those sneakers that you really need because your current pair are almost in the category of falling apart, but do you really think the extra pair of $300 shoes is necessary.  That handbag that you want to buy for $100 is not really a need when you have a dozen perfectly good handbags at home (and that one is hard for me because purses are my weakness).  One cup of Starbucks a week is a nice reward but do you actually need to go every day when you have a perfectly good coffee maker at home.  Reward in moderation.

So do you see any of these on the list that you can at least start with this week?  I think that I can see one specifically that I need to do for myself that I can’t even believe I haven’t done yet.  Hopefully you will find some of these helpful and perhaps you can even think of a few that I didn’t include that you can share with me.  Let’s start taking our dreams off of the back burner where we tend to forget about them, and placing them on that front burner so they are always at the top of our agenda.  We have to take our dreams seriously, because if we don’t know no one else will.

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://write-2-be.com/

http://unpleasantlyplump.wordpress.com/

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Write 2 Be Magazine is now out so please go check it out at http://write2bemagazine.com/.  Also please go and join the magazine on twitter https://twitter.com/write2bemag, join the email listing for the magazine or submit a request for an author interview at Write2bemagazine@yahoo.com, and also like the Write 2 Be Magazine fan page https://www.facebook.com/Write2BeMagazine.  Please help support my endeavor and my new journey and help me spread the word about Write 2 Be and its meaning.

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If Life Were But A Dream

Today I got to thinking about all of the things that I would do if money was not a road block that was standing in my way.  For instance, if I had the available amount of money necessary I would be with my best friend Ms. L. (who just sent me a picture of herself meeting Judge Joe Brown) at a Conference in Miami right now.  I would be able to write down in my calendar all of the other conferences that I would like to attend this year, two of which are in New York, one that is in L.A., and another that happens to be in London, and I would be able to book rooms at the most prominent hotels in which I might run into people who were necessary for me to network with.

I would actually probably already be living in some condo in Manhattan and I finally wouldn’t have to worry about the monthly mortgage.  I could have already taken my trip to Europe by now and have a first hand knowledge of what it is like to dine in ParisFrance, or in RomeItaly, or in London.  I would already have been able to start my research for my historical fiction novel by my extensive trips taken to Germany and visiting all of the important landmarks that were important to the history of World War II.

If money were not a hindrance I certainly would have a car that is paid for so I don’t have that dreaded feeling of worrying about whether the car note is going to get paid on time this month, or at all.  I would have some of the best artwork from some of the world’s most famous artists hanging in the walls of my home as well as floor to ceiling handcrafted bookshelves in a separate room that I have made into my own personal library.

I know that we are supposed to not let the little things stand in the way of getting what we want and reaching our destination and as many times as I have seen people who struggle just like me with money accomplish what seems impossible, lack of money is not one of those little things that you can just bypass.  I read countless stories about how successful writers have gotten to where they are regardless of their lack of money and I am a tad bit envious.  As many times as I have managed to string together my own share of miraculous feats without two nickels to rub together, those miracles still haven’t gotten me to my goal yet.  All I keep seeing every time there is something that I need to accomplish for my business and for my writing career is the money that I don’t have staring me right in the face, day in and day out.

I try not to let it get me down most days and I certainly try not to let that discourage me from continuing to push and move forward but some days it gets a little daunting.  Nevertheless, I will not give up, that’s just not in my nature.  However, every now and then I have to get my frustrations out and not let them fester in my mind because I have learned from experience that that just isn’t a good thing to do.

The reality is that money is a huge issue in a lot of the goals that I want to accomplish but as it comes my way (little by very little) I try to put as much of it as I can afford to spare towards my dreams and it gets me a little closer to my destination.  I know I can’t be the only person who feels this way so I just wanted to share so that anyone else out there who is feeling the frustrations that lack of money sometimes make us feel knows that they are definitely not alone.  Just keep moving forward!

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://write-2-be.com/

http://unpleasantlyplump.wordpress.com/

http://www.facebook.com/people/Jimmetta-Carpenter/1069480310

Write 2 Be Magazine is now out so please go check it out at http://write2bemagazine.com/.  Also please go and join the magazine on twitter https://twitter.com/write2bemag, join the email listing for the magazine or submit a request for an author interview at Write2bemagazine@yahoo.com, and also like the Write 2 Be Magazine fan page https://www.facebook.com/Write2BeMagazine.  Please help support my endeavor and my new journey and help me spread the word about Write 2 Be and its meaning.

The Superficial World We Live In

“Life is really simple, but we insist on making it complicated.” 

~Confucius 

Can you imagine living without money?  I mean without one penny to your name?  No roof over your head.  No food aside from what people willingly give you or you can find in the garbage.  I’m talking about back to the living off the land days where you’re picking berries and boiling dead animals for food (that is if no one gives you any).  Better yet can you imagine living this way and being completely happy about it?  

Well I came across a story on the internet about a 51 year old man named Daniel Suelo who claims that not only is he broke, but happily, deliberately, and blessedly broke.  I clicked on it because just the thought of it sounded completely insane to me but in reading it I can see the validity of his choice.   

Having said that, I can not say that I would make a conscious choice to just give up what little money I do have to my name and go roughing it in the wilderness somewhere (if you know me at all, you know I’m not the outdoor type—not even a little bit).  However, I understand his position.  

The world, especially in recent generations, is so overly consumed with things and what they can possess and acquire.  It’s so bad sometimes that you start to wonder just what lengths people would go to, and how many people they would walk over, just to get their hands on something incredibly superficial.  People concern themselves so much with the latest ipad (or whatever new piece of technology is out), or how many cars they have, or having the flashiest car, or the biggest home.  

But yet we have a huge problem with children in this country and others literally starving to death, schools that don’t have adequate materials to teach our children to the best of their abilities, teenage girls who think it’s cute and fun to have a baby at the ripe age of sixteen or seventeen (sometimes younger than that).  It makes me wonder where our priorities are and does this Daniel Suelo have the right idea (or at least the right intentions).  

I may not have some prestigious career (at least not until I make the NY Times Bestseller’s List) and I may not be raking in money hand over fist like a lot of people but I guess when I really think about it, my blessings are worth far more than material possessions.  I think there is really something to the saying that the more money that we have, the more problems we see because I think it makes people focus even more so on possessing things they don’t even need.  

Maybe we do need to get back to the basics and see the blessings in the simple things, the most treasured things that some people would die to have.  There are children in other countries who can’t even get an education and we take ours for granted.  There are families starving and homeless yet the majority of this country just focuses on how much bigger house they can get for their money, or how fancier their car can be, or eating the most expensive kinds of food, instead of being grateful that they even have a house and a car, and food to eat.  

Now I’m not in any way saying that we should just chuck it all and purposely live in the state of poverty because God only knows that I couldn’t go that simple.  However, maybe we should take a look at what it is we truly have and are blessed with before complaining about things that we don’t truly need.  Maybe the world would be a lot less superficial if we just remembered how good we had it even when we only had the basics.  Sometimes less really is more. 

 

Jimmetta Carpenter

Writer/Editor

The Diary: Succession of Lies (Now Available)

Writing as “Jaycee Durant”

https://write-2-be.com/

http://unpleasantlyplump.wordpress.com/

http://www.facebook.com/people/Jimmetta-Carpenter/1069480310

http://www.passionatewriterpublishing.com/thediary.htm

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